Payment Gateway
Accept payments on your website, app, or social media. Support for UPI, cards, net banking, wallets, and EMI — all through a single integration.
Most Popular
Gurgaon-based Fintech Company • Est. 2023
The Future of
The Future of
Digital Payments
Akoin Fintech builds next-generation financial technology — from payment gateways and lending platforms to AI-driven risk analytics and business banking — empowering businesses across India to move money smarter, faster, and safer.
CINU74999HR2023PTC
Est.2023
HQGurgaon, HR
ComplianceRBI • PCI-DSS
Trusted by innovative companies across India
Who We Are
About Akoin Fintech
Gurgaon's fastest-growing fintech — building the infrastructure that powers India's digital economy.
Akoin Fintech Private Limited is a Gurgaon-based financial technology company incorporated in 2023 (CIN: U74999HR2023PTC). We are on a mission to democratise access to modern financial services through technology — making payments faster, lending smarter, and financial data more actionable for businesses of every size.
Our team combines deep expertise in banking, software engineering, data science, and regulatory compliance to deliver solutions that are secure, scalable, and built for India's rapidly evolving digital economy.
PCI-DSS Compliant
RBI Regulated
99.9% Uptime
50+ Team Members
Our Products
Complete Financial Infrastructure
Everything your business needs to accept payments, make payouts, manage finances, and grow — all in one platform.
Payment Links
Share payment links via WhatsApp, SMS, or email. Collect money instantly without a website — perfect for freelancers and small businesses.
Payment Pages
Create branded, no-code payment pages in minutes. Accept donations, fees, subscriptions, and one-time payments without any technical setup.
Subscriptions
Automate recurring payments with flexible billing cycles. Handle upgrades, downgrades, and retries seamlessly with smart retry logic.
UPI AutoPay
Enable mandate-based UPI payments for recurring charges. Utility bills, SIP investments, insurance premiums — automate them all.
International Payments
Accept payments from 100+ countries. Multi-currency support, dynamic currency conversion, and instant settlements in INR.
Bulk Payouts
Disburse payments to thousands of vendors, partners, or employees instantly via IMPS, NEFT, RTGS, or UPI — all from a single dashboard.
EnterprisePayout Links
Send money via links — recipients choose their preferred bank. No bank details required upfront. Perfect for refunds and rewards.
Vendor Payments
Manage your entire vendor lifecycle — invoices, approvals, tax compliance, and instant settlements with complete audit trails.
Payroll Automation
Run payroll for your team in minutes. Automatic TDS calculation, PF/ESI compliance, payslip generation, and direct bank transfers.
Current Account
A fully digital current account designed for modern businesses. Earn interest, set up auto-sweeps, and manage cash flow with smart tools.
NewEscrow Account
Hold funds securely between parties until conditions are met. Ideal for marketplaces, real estate, and B2B trade settlements.
Forex Management
Real-time exchange rates, automated hedging, and seamless cross-border transfers for businesses operating internationally.
Corporate Cards
Issue virtual & physical corporate cards with custom spending limits, department budgets, and real-time expense tracking.
Instant Settlements
Get your money faster — access funds within minutes of a payment, not days. Choose T+0 instant or scheduled settlements.
FastWorking Capital Loans
AI-powered credit assessment based on your transaction data. Get pre-approved business loans of up to ₹50 lakhs in under 5 minutes.
Buy Now Pay Later
Offer your customers flexible pay-later options at checkout. Increase conversions by 30% with zero-risk to your business.
EMI Options
Enable no-cost and low-cost EMI options on credit & debit cards. Make high-value purchases affordable for every customer.
Getting Started
How It Works
Get started in 3 simple steps — no complex paperwork, no lengthy approvals.
1
Sign Up & Verify
Create your account in 2 minutes. Submit your PAN, GSTIN, and bank details for instant KYC verification.
2
Integrate & Configure
Choose from our ready-made plugins, no-code tools, or developer APIs. Integrate in minutes with our SDKs.
3
Go Live & Grow
Start accepting payments instantly. Scale from ₹100 to ₹100 crore with the same platform.
What We Do
Our Services
End-to-end fintech solutions designed for speed, security and scale.
Digital Payments
UPI, wallets, card processing and payment gateway integrations — fast, secure and RBI-compliant. Accept payments through 100+ modes.
Lending Platform
AI-powered credit scoring, digital KYC and instant disbursement. Automated underwriting reduces approval time to under 5 minutes.
Risk Analytics
Real-time fraud detection, transaction monitoring and portfolio risk dashboards powered by ML models.
Blockchain & Web3
Tokenisation, smart contracts and decentralised finance solutions for next-gen financial products.
Regulatory Compliance
Automated compliance workflows for RBI, SEBI and IRDAI — real-time monitoring and audit-ready docs.
Consulting & Strategy
Fintech roadmaps, digital transformation advisory and technology architecture design for banks and NBFCs.
Industry Solutions
Built for Every Business
Tailored payment and financial solutions for India's fastest-growing industries.
E-Commerce & Retail
Payment gateway, checkout optimization, fraud prevention, and COD management.
Education
Fee collection, scholarship disbursements, EMI options for courses, and parent payment portals.
BFSI
Core banking integrations, loan origination, insurance premium collection, and investment payments.
Healthcare
Patient billing, insurance claim processing, telemedicine payments, and pharmacy subscriptions.
SaaS & Technology
Subscription billing, usage-based metering, multi-currency invoicing, and developer-friendly APIs.
Travel & Logistics
Multi-vendor payouts, split settlements, dynamic pricing support, and cross-border payments.
For Developers
Build with Powerful APIs
Our developer-first platform provides clean RESTful APIs, detailed documentation, and SDKs in every major language. Go from zero to live integration in under an hour.
- RESTful APIs with JSON responses
- SDKs for Node.js, Python, Java, PHP, Go
- Webhooks with retry & signature verification
- Sandbox environment with test credentials
- Idempotent requests & built-in rate limiting
Why Choose Us
Built Different
Here's what sets Akoin apart from every other fintech platform.
01
Security First
End-to-end encryption, SOC 2 practices, PCI-DSS compliance, and real-time fraud monitoring.
02
India-Ready
Built for India's regulatory landscape — UPI, Aadhaar, GSTN, and RBI guidelines native.
03
Scalable Infra
Cloud-native architecture handling millions of transactions per day with 99.9% uptime.
04
Fast Integration
RESTful APIs, no-code tools, and SDKs in 5 languages — go live in days, not months.
05
24/7 Support
Dedicated account managers, live chat, email, and phone support around the clock.
06
Transparent Pricing
No hidden fees, no long-term contracts. Pay only for what you use with clear pricing.
What People Say
Trusted by Growing Businesses
Transparent Pricing
Simple, Fair Pricing
No hidden charges. No surprise fees. Scale as you grow.
Starter
For freelancers & small businesses getting started.
1.9%per transaction
- Payment Gateway
- Payment Links
- UPI, Cards, Net Banking
- Basic Analytics Dashboard
- Email Support
Most Popular
Growth
For growing businesses that need more power.
1.5%per transaction
- Everything in Starter
- Subscriptions & Recurring
- Bulk Payouts
- Advanced Risk Analytics
- Priority Support (Chat + Email)
- Custom Checkout Branding
Enterprise
For large businesses with custom requirements.
Customvolume-based pricing
- Everything in Growth
- Business Banking Suite
- Instant Settlements (T+0)
- International Payments
- Dedicated Account Manager
- Custom SLA & On-Prem Options
Help Center
Frequently Asked Questions
Quick answers to help you get started.
What is Akoin Fintech and what do you offer?
Akoin Fintech Private Limited is a Gurgaon-based financial technology company providing payment gateways, payment links, recurring billing, business banking, payouts, lending, risk analytics, and blockchain solutions for businesses of all sizes across India.
How quickly can I start accepting payments?
Most businesses can go live within hours. Our KYC process is entirely digital — just provide your PAN, GSTIN, and bank account details. Once verified, start accepting payments via UPI, cards, net banking, wallets, and more immediately.
Is Akoin Fintech RBI-compliant and secure?
We are fully compliant with RBI guidelines, PCI-DSS Level 1 certified, and follow SOC 2 Type II practices. All data is encrypted with 256-bit AES encryption both in transit and at rest with regular third-party audits.
What payment modes do you support?
We support 100+ payment modes including all UPI apps, Visa/Mastercard/RuPay debit & credit cards, net banking from 50+ banks, mobile wallets, Buy Now Pay Later, EMI, and international cards. We also support UPI AutoPay for recurring payments.
What are your settlement timelines?
Standard: T+2. Growth plan: T+1. Enterprise: instant T+0 settlements — funds within minutes. No manual intervention required.
Do you provide developer documentation and SDKs?
Yes! REST API documentation, SDKs in Node.js, Python, Java, PHP, and Go, Postman collections, sandbox environments, webhook support with signature verification. Average integration time: under 1 hour.
Can I use Akoin for international payments?
Yes. Our Enterprise plan supports payments from 100+ countries with multi-currency processing, dynamic currency conversion, and INR settlements. Ideal for exporters, SaaS companies, and global freelancers.
Let's Talk
Get in Touch
Have a project in mind? Drop us a message and we'll get back within 24 hours.
Office Address
Gurgaon (Gurugram), Haryana, India 122001
Email Us
hello@akoinfintech.com
Call Us
+91-124-XXX-XXXX
Business Hours
Mon - Sat: 9:00 AM - 7:00 PM IST